pryority.bank Offers Four Types of Personal Savings Accounts
Regular Savings
A good savings strategy is a must. Start with just $100 and earn competitive interest to grow your funds.
- $100 minimum deposit to open
- A maintenance fee of $3 will be imposed every quarter if the average current balance for the quarter falls below $25
- No interest paid if balance drops below $100 during the quarter
- Quarterly charge is waived and interest paid regardless of balance on minor accounts for children under age 18
A $5.91 monthly paper statement fee applies if paper statements are selected. Digital Banking services offered are subject to their respective terms and conditions Fees may reduce earnings. Refer to our Truth in Savings disclosure available at any branch location.
Money Market
Ready to level up on savings? Our money market pays tiered rates and offers increased access.
- $100 minimum deposit to open
- Interest paid based on applicable rate tier
- A monthly maintenance fee of $6 will be imposed every month if the daily balance on any day of the month falls below $1,500
- No interest paid if the daily balance drops below $1.00 during the statement cycle
- Monthly statements with check images
- Free online banking and bill pay
- Instant issue debit card available
A $5.91 monthly paper statement fee applies if paper statements are selected. Digital Banking services offered are subject to their respective terms and conditions Fees may reduce earnings. For complete information, refer to our Truth in Savings disclosure available at any branch location.
Individual Retirement Account (IRA)
Procrastination doesn’t pay. Start your retirement fund today and enjoy competitive interest and tax advantages*.
- Competitive interest above standard savings rates
- Traditional and Roth IRA options
- No setup fees
- No monthly or annual maintenance fees
- $7,000 contribution limit per year
- Additional $1,000 “catch-up” contribution allowed for ages 50+
- Funds can be used to purchase CDs within IRA
- $1,000 minimum deposit to open
Consult a tax advisor.
Certificates of Deposit (CDs)
With a $1,000 deposit and a little bit of patience, start earning some of our most competitive rates.
- Fixed rates, higher than regular savings
- Set aside for future savings goals
- A wide range of terms available
- No setup or maintenance fees
- Early withdrawals subject to penalty*
- $1,000 minimum deposit to open
Early withdrawals may result in the forfeiture of 12 months’ interest, depending on the term. Balance in order to receive advertised APY, is minimum of $1,000.00. Penalty may be imposed for early withdrawals. Fees could reduce earnings. Terms and conditions are subject to change without notification.
| Term | Min. Deposit | APY* |
|---|---|---|
| 3 month | $1,000.00 | 2.02% |
| 4 month | $1,000.00 | 2.02% |
| 6 month | $1,000.00 | 3.70 |
| 7 month | $1,000.00 | 2.07% |
| 9 month | $1,000.00 | 3.60% |
| 12 month | $1,000.00 | 3.55% |
| 24 month | $1,000.00 | 2.43% |
| 36 month | $1,000.00 | 2.48% |
| 60 month | $1,000.00 | 2.55% |
*APY = Annual Percentage Yield. APY is accurate as of February 5, 2026 and is subject to change. Advertised APY is based on quarterly compounding with $1,000 minimum balance to obtain. Fees may reduce earnings. Early withdrawal penalties of 12 months apply. Other restrictions may apply.
