Money that sits still loses ground. The real question is how long you can set it aside, and what you want it earning while it waits.
The rates below cover every deposit account Pryority Bank offers: certificates of deposit, savings, money market and interest bearing checking, for personal and business customers. Terms, minimum deposits and annual percentage yields sit side by side so you can compare them in one place.
Rates and Annual Percentage Yields (APYs) shown below are effective as of the date listed and may change without notice. Fees could reduce account earnings. Contact a Pryority Bank representative to confirm current rates and terms before opening an account.
Pryority Bank
Deposit Rates
| Term | Min. Deposit | Rate | APY* |
|---|---|---|---|
| 3 month | $1,000.00 | 2.00% | 2.02% |
| 4 month | $1,000.00 | 2.00% | 2.02% |
| 6 month | $1,000.00 | 3.64% | 3.70% |
| 7 month | $1,000.00 | 2.05% | 2.07% |
| 9 month | $1,000.00 | 3.54% | 3.60% |
| 12 month | $1,000.00 | 3.49% | 3.55% |
| 18 month | $1,000.00 | 3.93% | 4.00% |
| 24 month | $1,000.00 | 3.98% | 4.05% |
| 36 month | $1,000.00 | 4.17% | 4.25% |
| 49 month | $1,000.00 | 2.50% | 2.53% |
| 60 month | $1,000.00 | 2.52% | 2.55% |
Penalties: All CDs have a 12-month penalty.
*APY assuming monthly compounding.
| Account | Min. Deposit | Rate | APY |
|---|---|---|---|
| Savings | $100.00 | 0.05% quarterly | 0.05% |
| MMDA Less than $15,000 | $100.00 | 0.86% | 0.86% |
| MMDA $15,001 to $25,000 | $100.00 | 0.90% | 0.90% |
| MMDA $25,001 to $80,000 | $100.00 | 0.95% | 0.95% |
| MMDA $80,001 to $100,000 | $100.00 | 1.05% | 1.06% |
| MMDA $100,001 Plus | $100.00 | 1.10% | 1.11% |
| Personal Premium Checking | $50,000.00 | 2.47% | 2.50% |
| Personal Premium Less than $50k | 0.15% | 0.15% | |
| FPB Business Interest | $50,000.00 | 2.47% | 2.50% |
| FPB Business Int Less than $50k | 0.15% | 0.15% |
*APY = Annual Percentage Yield. APY is accurate as of 7/29/2026 and is subject to change. Advertised APY is based on monthly compounding with $1,000 minimum balance to obtain. Fees may reduce earnings. Early withdrawal penalties of 12 months apply. Other restrictions may apply.
